Welcome

We are a Designated Debt Relief Agency under Federal Law and We Provide Legal Assistance to Consumers Seeking Relief Under the Bankruptcy Code.

We have helped thousands of people obtain a fresh financial start.

We want to, and we can help you. Please note we have an Internet office. Click on the "Internet Office" tab of this site for more information.

YOU MAY HAVE PAID YOUR LAST BILL. Once you are a client of our office, we will give you our special stickers to put on your bills. You send back your bills with our sticker rather than a payment. Our sticker tell your creditors that you now have an attorney working to protect your rights, that no more payments will be made and they are to call your attorney, not you, if they have any questions.

HARRASSING CALLS? Once you hire our office (which can be done for only $99) you tell bill collectors that your are represented by Attorney Spodek and that they must call him rather than you. Rest assured we know how to handle bill collectors calls.

CAN I KEEP MY . . . You can keep a car, money in the bank, pension benefits, IRA's, 401-k's, furniture and many other types of property. There are some limitations.

PLEASE DON'T rely upon rumors and misleading gossip. Take advantage of this special opportunity to have a free, private, no obligation consultation with Mr. Spodek. He will answer all your questions about bankruptcy.

VALUE FOR YOUR MONEY. We believe that we offer the best value in legal services for your money. Attorney Spodek has more than 25 years experience in the consumer bankruptcy field; he has argued cases before all of the metropolitan Bankruptcy Courts and has argued appeals when necessary.

Attorney Spodek personally interviews all clients and makes the necessary legal analysis necessary to prepare the documents necessary to process your case.

As your financial future depends on obtaining a Discharge of your debts do you want to trust your fresh financial start to just anyone? Do they have the training, experience, and resources to handle your case competently each step of the way?

NEED A CREDIT REPORT? Many people are not sure of all their debts. You can obtain a copy of your credit report by contacting any of the major three agencies.

Experian (TRW), P.O. Box 2106, Allen, TX 75013 tel. 888-397-3742 www.experian.com ;

Equifax, P.O. Box 105873, Atlanta, GA 30348 tel. 800-685-1111 www.equifax.com ; or

Trans Union, P.O. Box 390, Springfield, PA 19064 tel. 800-916-8800 www.tuc.com .